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The offer

60 days testnet

Free, no KYC, all 7 chains. Build, test, integrate, and get tenants paying.

\$1,000 free mainnet

Pass our quick ID check and we credit your account with $1,000 of real USDC payments across all 7 chains.

0.50% after

A flat half-percent per confirmed payment. No monthly fees, no setup fees, no minimums.

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How the $1,000 allowance works

The $1,000 is a lifetime budget measured in USD cents, shared across every chain and every channel:
  • Algorand, VOI, Hedera, Stellar, Base, Solana, Tempo
  • Hosted checkout, e-commerce adapters, X / Telegram / Discord / Viber bots, MCP, A2A, x402, MPP, AP2
Every confirmed mainnet payment counts against the allowance in USD cents. Conversion is exact for stablecoins; native assets use a price oracle. The dashboard shows your remaining balance live. The moment your cumulative consumed amount hits $1,000, your account flips to the paid plan and the standard 0.50% fee kicks in on the next payment. There’s no warning email and no friction. Billing just continues.
Mainnet requires KYC. Trial accounts (no KYC) can use any chain on testnet but are blocked from live networks. See KYC and mainnet.

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After the trial: 0.50%

Once you graduate to the paid plan, every confirmed payment incurs a 0.50% platform fee. The fee is merchant-absorbed: your customer pays the gross amount, and the fee comes out of your settlement. There is no separate invoice. 
Customer pays:    $100.00
Platform fee:     $0.50  (0.50%)
You receive:      $99.50  (sent to your payout address)

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Volume tiers

For tenants doing serious volume, the rate drops:
Monthly volumeTake rate
$0 to $10,0000.50%
$10,000 to $100,0000.40%
$100,000 +0.30% (or by negotiation)
Volume tiers are applied on request once sustained thresholds are met. Contact us when you’re getting close.

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What’s never charged

  • No monthly fee. No SaaS subscription.
  • No setup fee. Sign up and start integrating.
  • No on-ramp or off-ramp markup. AlgoVoi doesn’t convert fiat. Your payouts stay in stablecoin (or chain-native) at the address you configured.
  • No payout fee. Funds settle on-chain directly to your address. Whatever the chain charges in gas is what you pay.
  • No chargeback fees. Crypto transactions are final.

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Why a $1,000 trial

Most crypto-payment gateways promise “free transactions” but really mean “free transactions on testnet”. Testnet doesn’t tell you anything useful. Your customers won’t pay you in testnet USDC. The $1,000 mainnet allowance is real money on real chains. You learn whether your customers actually pay, your integrations actually work, and your settlement model actually makes sense, all before paying us anything.

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Comparison

AlgoVoiCoinbase CommerceNowPaymentsStripe Crypto
Take rate0.50%1%0.5 to 1%1.5%
Free volume$1,000 mainnet$0$0$0
Holds your moneyNoNoYesYes
Chains7460+2
KYCAuto-approve for individualsLightBasic AMLFull Stripe KYC

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Commercial products

Some AlgoVoi components are available under a separate AlgoVoi Commercial License v1.0, distinct from the standard transaction-fee model above. These are production-grade implementation packages — not the gateway API itself.
The gateway API (including POST /auth/token with either atb_zk_credential or federation_token) is available to all tenants under the standard 0.50% transaction fee. No additional licence is required to call the API.The implementation packages (algovoi-federation-validator, algovoi-zkp-receipt) — for operating your own federation validator or ZKP receipt service — require a Commercial Licence Agreement for production use.
ComponentLicenceWhat it covers
Gateway API + all payment routesStandard transaction fee (0.50%)Hosted service — use it directly
All Apache 2.0 substrate packagesApache 2.0Free for any use
algovoi-federation-validatorAlgoVoi Commercial License v1.0Self-hosting the federation validator
algovoi-zkp-receiptAlgoVoi Commercial License v1.0Self-hosting the ZKP receipt service
Evaluation grant: Both commercial packages may be downloaded and used for non-production evaluation and research at no cost. The grant does not extend to production deployment, revenue-generating use, or offering the service to third parties. For commercial licensing enquiries — including enterprise on-premise deployments, OEM agreements, and acquisition discussions — contact hello@algovoi.co.uk.

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Ready to start

Start the trial

Sixty seconds to a working testnet account.

Read the quickstart

Five minutes to your first confirmed payment.