Introduction

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What AlgoVoi is

AlgoVoi is the compliance layer for stablecoin payments. The same gateway that handles settlement across seven blockchains also runs continuous sanctions screening, KYB gating, and audit-chain shipping on every payment — so when a merchant or autonomous agent sends funds through us, the principal isn’t quietly carrying UK MLRs / OFAC / SAMLA exposure they didn’t sign up for. Practically, AlgoVoi turns any web endpoint, agent, bot, or e-commerce store into something you can charge money for. Point your customers at a checkout link, point an agent at an x402-protected URL, or point an MCP tool at an MPP-priced method, and we handle the rest — inside a compliance perimeter you can publicly attest to. What you get out of the box:

• Compliance from day one. Multi-source sanctions screening (OFSI / OFAC / UN / EU, daily refresh). Public /compliance/attestation and /compliance/screen endpoints any agent can call before paying. SHA-256 hash chain across audit_log, screening_hits, and compliance_events — every row links to its predecessor, tampering breaks the chain. Off-VM Object Lock shipping with FCA / UK MLRs Reg 40(3) 7-year retention is on the roadmap. SAMLA-2018-s.20-tipping-off compliant by design — generic verdicts, never names a list.
• Agent-protocol native. First-class support for x402, MPP, AP2, A2A v1.0, and Solana Actions. First compliance-aware Bazaar facilitator — every entry in our /discovery/resources carries embedded compliance metadata.
• One integration, seven chains. Algorand, VOI, Hedera, Stellar, Base, Solana, and Tempo all sit behind the same gateway, the same API, and the same dashboard. Cross-chain (xChain) settlement so a customer holding USDC on any of seven EVM source chains can pay a destination-chain checkout from MetaMask.
• Direct settlement. Funds land on-chain in your wallet. AlgoVoi never holds your money, so there is no platform float, no payout schedule, and no Stripe-style settlement delay.
• Stablecoin-first. USDC on every chain we support, plus chain-native tokens where they make sense.

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Who AlgoVoi is for

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How AlgoVoi compares

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The shape of an integration

There are three actors: your customer, your app, and the AlgoVoi gateway. The customer pays on-chain, your app asks AlgoVoi to verify the transaction, and AlgoVoi reads the chain — but before signing the webhook event back to you, the payer wallet is screened against our sanctions cache, the payment is added to the SHA-256 hash chain across audit_log, screening_hits, and compliance_events, and the verdict is recorded for due-diligence retrieval. All the chain-specific complexity (memo formats, asset IDs, RPC failover, CAIP-2 network IDs) and all the compliance machinery (sanctions feeds, KYB state, risk tiers, audit chain) sit inside the gateway. You never have to think about either.

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What’s next