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What AlgoVoi is

AlgoVoi is the compliance layer for stablecoin payments. The same gateway that handles settlement across seven blockchains also runs continuous sanctions screening, KYB gating, and audit-chain shipping on every payment — so when a merchant or autonomous agent sends funds through us, the principal isn’t quietly carrying UK MLRs / OFAC / SAMLA exposure they didn’t sign up for. Practically, AlgoVoi turns any web endpoint, agent, bot, or e-commerce store into something you can charge money for. Point your customers at a checkout link, point an agent at an x402-protected URL, or point an MCP tool at an MPP-priced method, and we handle the rest — inside a compliance perimeter you can publicly attest to. What you get out of the box:
  • Compliance from day one. Multi-source sanctions screening (OFSI / OFAC / UN / EU, daily refresh). Public /compliance/attestation and /compliance/screen endpoints any agent can call before paying. SHA-256 hash chain across audit_log, screening_hits, and compliance_events — every row links to its predecessor, tampering breaks the chain. Off-VM Object Lock shipping with FCA / UK MLRs Reg 40(3) 7-year retention is on the roadmap. SAMLA-2018-s.20-tipping-off compliant by design — generic verdicts, never names a list.
  • Agent-protocol native. First-class support for x402, MPP, AP2, A2A v1.0, and Solana Actions. First compliance-aware Bazaar facilitator — every entry in our /discovery/resources carries embedded compliance metadata.
  • One integration, seven chains. Algorand, VOI, Hedera, Stellar, Base, Solana, and Tempo all sit behind the same gateway, the same API, and the same dashboard. Cross-chain (xChain) settlement so a customer holding USDC on any of seven EVM source chains can pay a destination-chain checkout from MetaMask.
  • Direct settlement. Funds land on-chain in your wallet. AlgoVoi never holds your money, so there is no platform float, no payout schedule, and no Stripe-style settlement delay.
  • Stablecoin-first. USDC on every chain we support, plus chain-native tokens where they make sense.

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Who AlgoVoi is for

Agent builders

Charge per request for x402-gated APIs, AP2 mandates, MPP-priced MCP tools, or A2A skills. Pre-screen recipients with /compliance/screen before your agent transmits funds — protective layer between “model decides to pay” and “principal carries the liability”.

Compliance-aware merchants

KYB-screened onboarding, risk-tier classification, multi-source sanctions screening on every payer, SHA-384 audit-chain receipts. UK MLRs 2017 + SAMLA 2018 + UK GDPR aligned. Public attestation surface for due-diligence packs.

E-commerce operators

Drop-in adapters for Shopify, WooCommerce, BigCommerce, OpenCart, PrestaShop, Shopware, Ghost, Calendly, Xero, and dozens more. Compliance gating runs automatically — you don’t have to build it.

Chat-bot operators

Take USDC payments inside Discord, Telegram, X, and Viber. Typing pay £5 is enough. Same compliance perimeter as every other AlgoVoi payment surface.

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How AlgoVoi compares

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The shape of an integration

There are three actors: your customer, your app, and the AlgoVoi gateway. The customer pays on-chain, your app asks AlgoVoi to verify the transaction, and AlgoVoi reads the chain — but before signing the webhook event back to you, the payer wallet is screened against our sanctions cache, the payment is added to the SHA-256 hash chain across audit_log, screening_hits, and compliance_events, and the verdict is recorded for due-diligence retrieval. All the chain-specific complexity (memo formats, asset IDs, RPC failover, CAIP-2 network IDs) and all the compliance machinery (sanctions feeds, KYB state, risk tiers, audit chain) sit inside the gateway. You never have to think about either.

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What’s next

Quickstart

Take your first payment in five minutes.

Compliance overview

Frameworks asserted, screening sources, audit-chain mechanics, and how to request the NDA-tier compliance binder.

Trial and pricing

The free $1,000 mainnet allowance and how billing works.

Pick a protocol

x402, MPP, AP2, A2A, or hosted checkout. Choose what fits your use case.

Self-hosted compliance estate

The Verifiable Compliance Suite: an air-gap-capable, post-quantum-signed evidence estate for HIPAA, GDPR, and eIDAS regulated records. One perpetual licence, 18 components, runs entirely on your infrastructure.

Self-hosted payment rails

The Payment Rails bundle: the x402/MPP/AP2/A2A payment estate as a SQLite-first deployment you run yourself, with the same compliance perimeter.

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FAQ

Seven live chains today: Algorand, VOI, Hedera, Stellar, Base, Solana and Tempo, all behind one gateway, one API, and one dashboard. Arc (Circle’s USDC-native L1) is on the roadmap to go live 16 September 2026.
No. Payments settle directly on-chain into your own wallet. AlgoVoi never takes custody, so there is no platform float, no payout schedule, and no settlement delay.
Three ways. Use the hosted gateway at api.algovoi.co.uk (tenants, keys, KYB); use the tenant-free pay rail at pay.algovoi.co.uk, where payment is the only credential and there is no account; or self-host the Payment Rails bundle on your own infrastructure.