> ## Documentation Index
> Fetch the complete documentation index at: https://docs.algovoi.co.uk/llms.txt
> Use this file to discover all available pages before exploring further.
# Trial and pricing
> 60 days free on testnet, then KYC unlocks $1,000 of free mainnet USDC across seven chains, then a flat 0.50% per confirmed payment with volume tiers.
## The offer
Free, no KYC, all 7 chains. Build, test, integrate, and get tenants paying.
Pass our quick ID check and we credit your account with \$1,000 of real USDC payments across all 7 chains.
A flat half-percent per confirmed payment. No monthly fees, no setup fees, no minimums.
## How the \$1,000 allowance works
The \$1,000 is a **lifetime budget** measured in USD cents, shared across every chain and every channel:
* Algorand, VOI, Hedera, Stellar, Base, Solana, Tempo
* Hosted checkout, e-commerce adapters, X / Telegram / Discord / Viber bots, MCP, A2A, x402, MPP, AP2
Every confirmed mainnet payment counts against the allowance in USD cents. Conversion is exact for stablecoins; native assets use a price oracle. The dashboard shows your remaining balance live.
The moment your cumulative consumed amount hits \$1,000, your account flips to the `paid` plan and the standard 0.50% fee kicks in on the next payment. There's no warning email and no friction. Billing just continues.
Mainnet requires KYC. Trial accounts (no KYC) can use any chain on testnet but are blocked from live networks. See [KYC and mainnet](/concepts/kyc-and-mainnet).
## After the trial: 0.50%
Once you graduate to the `paid` plan, every confirmed payment incurs a **0.50% platform fee**. The fee is **merchant-absorbed**: your customer pays the gross amount, and the fee comes out of your settlement. There is no separate invoice.
```
Customer pays: $100.00
Platform fee: $0.50 (0.50%)
You receive: $99.50 (sent to your payout address)
```
## Volume tiers
For tenants doing serious volume, the rate drops:
| Monthly volume | Take rate |
| --------------------- | ------------------------- |
| \$0 to \$10,000 | 0.50% |
| \$10,000 to \$100,000 | 0.40% |
| \$100,000 + | 0.30% (or by negotiation) |
Volume tiers are applied on request once sustained thresholds are met. [Contact us](/support) when you're getting close.
## What's never charged
* **No monthly fee.** No SaaS subscription.
* **No setup fee.** Sign up and start integrating.
* **No on-ramp or off-ramp markup.** AlgoVoi doesn't convert fiat. Your payouts stay in stablecoin (or chain-native) at the address you configured.
* **No payout fee.** Funds settle on-chain directly to your address. Whatever the chain charges in gas is what you pay.
* **No chargeback fees.** Crypto transactions are final.
## Why a \$1,000 trial
Most crypto-payment gateways promise "free transactions" but really mean "free transactions on testnet". Testnet doesn't tell you anything useful. Your customers won't pay you in testnet USDC.
The \$1,000 mainnet allowance is real money on real chains. You learn whether your customers actually pay, your integrations actually work, and your settlement model actually makes sense, all before paying us anything.
## Comparison
| | AlgoVoi | Coinbase Commerce | NowPayments | Stripe Crypto |
| ---------------- | ---------------------------- | ----------------- | ----------- | --------------- |
| Take rate | **0.50%** | 1% | 0.5 to 1% | 1.5% |
| Free volume | **\$1,000 mainnet** | \$0 | \$0 | \$0 |
| Holds your money | No | No | Yes | Yes |
| Chains | 7 | 4 | 60+ | 2 |
| KYC | Auto-approve for individuals | Light | Basic AML | Full Stripe KYC |
## Commercial products
Some AlgoVoi components are available under a separate **AlgoVoi Commercial License v1.0**, distinct from the standard transaction-fee model above. These are production-grade implementation packages — not the gateway API itself.
### Two ways to license
Every commercial package can be licensed in whichever way suits your procurement:
* **Perpetual — one-time.** Pay once, run the version you license indefinitely. No recurring fee.
* **Annual subscription.** A lower up-front cost on a yearly term, renewed each year.
Both are **self-serve**: buy either model from the [AlgoVoi suite store](https://api.algovoi.co.uk/suite-store) and pay in **USDC** on mainnet. The store lists the full commercial catalogue, shows the current price for each model, and issues your licence key + install command on settlement. For enterprise volume, on-premise, OEM, warranty, indemnity, SLA, or multi-deployment terms, [contact us](mailto:hello@algovoi.co.uk).
The **gateway API** (including `POST /auth/token` with either `atb_zk_credential` or `federation_token`) is available to all tenants under the standard 0.50% transaction fee. No additional licence is required to call the API.
The **implementation packages** (`algovoi-federation-validator`, `algovoi-zkp-receipt`) — for operating your own federation validator or ZKP receipt service — require a Commercial Licence Agreement for production use.
| Component | Licence | What it covers |
| --------------------------------- | -------------------------------- | ------------------------------------- |
| Gateway API + all payment routes | Standard transaction fee (0.50%) | Hosted service — use it directly |
| All Apache 2.0 substrate packages | Apache 2.0 | Free for any use |
| `algovoi-federation-validator` | AlgoVoi Commercial License v1.0 | Self-hosting the federation validator |
| `algovoi-zkp-receipt` | AlgoVoi Commercial License v1.0 | Self-hosting the ZKP receipt service |
**Evaluation grant:** Both commercial packages may be downloaded and used for non-production evaluation and research at no cost. The grant does not extend to production deployment, revenue-generating use, or offering the service to third parties.
For commercial licensing enquiries — including enterprise on-premise deployments, OEM agreements, and acquisition discussions — contact [hello@algovoi.co.uk](mailto:hello@algovoi.co.uk).
***
## Ready to start
Sixty seconds to a working testnet account.
Five minutes to your first confirmed payment.